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Well done on your gamble free

#34375
charles
Moderator

Well done on your gamble free time.

You are showing good awareness of risks. It is important that we see the benefits of not gambling and “….very little money for the foreseeable future….” will make it hard for you to do that.

There is a risk in trying to pay things off too quickly. Trying to clear debts in say 2 years and having to live like a hermit would likely seem a lot longer paying things over 3 or 4 years and leaving a little fun money. Living like a hermit is also more likely to eventually bring “*** it, what’s the point.” thoughts that can take peole back to gambling.

Be honest with yourself. Are the repayments sustainable? If not then maybe get some proper advice,in the Uk the Ciitizens Advice Bureau or Stepchange and good for that. Free advice.

Keep posting.