[i won a new life]

You are right on all accounts of the juggling money, late bill payments and intrest payments, all do to gambling.

I am in a good frame of mind to get back on track and I’m going to dig in and hold on,  I have to at this point just to survive

it got out of control again and I don’t know why but the Christmas holidays and first few months of a new year seem to be a bad time for me based on my history.

I hope to learn from those expensive mistakes and I appreciate your comment of no judgement.