I feel for you. You say you don’t know what to do. What you NEED to do is to stop gambling. If you read the posts on this thread you will see what the steps are – but I think the best thing you can do is to contact Gamblers’ Anonymous. There are 4 meets a week in SD – 1 in Spanish … more details here: http://www.gamblersanonymous.org/ga/locations/state/table/CA/San%20Diego/na/na/na/10?#gmap-nodemap-gmap0
Local people are more likely to be able to help in your situation. If you have had access to $250,000 then I would assume you have been in a good job in the past and maybe able to pull yourself up there again. I hope so. You will need good support and I hope that GA will help. I wish you well.