Dear Lorraine! When I wasn’t a compulsive gambler, I had a set of books that balanced to the penny, including service fees, etc. I’d go through the bank statement item by item, and check it off my records and reconcile every month. I had forgotten about that till I read your post. When I started compulsively gambling, I would shred the bank statement just as quickly as I could, not wanting to even know how much I had gambled that month plus all the service fees, from using ATMs. It was always way more than I thought I had gambled. It seems that this addiction has put you between a rock and a hard place, which is never fun. You’re being forced to budget by someone else, and it makes it tougher when it’s being forced and you’re being made to be accountable for every quarter. But you did say that you used to be a good budgeter, so that’s half the battle because you know how to do it. It isn’t going to be forever that you have to do this extra work. I wonder if that’s a cg trait, not liking other people to tell us what we need to. I know I don’t like it; never have. Keep making the next right decision for you! You can do this Lorraine! Carole