Hi PG, I was reading your post and recall what happen to me. How many times have I tried to borrow money in the past and promise never to gamble ever again. But after I receive the money, everything change. The head tell me to use part of the money for repayment and living expenses, and use the rest to gamble for more money, I could win back some money to reduce what I borrow partly or fully. My intention was good. In the end, I lost everything and make matter worst than before. I always tell myself this will be my last time. Unfortunately I have many last times. These are painful memories.