Micky get into Charles group at 8 if u can. He will be hearing a lot of confessions!! He might give absolution!! Dot worry about your creditors. They will a send u a letter but u usually get away with one month. Just pay next month. Get back on track. U will have a struggle for January and then U are back on track. Hang in there. Lots of people can’t make their Xmas payments!! U are still in recovery. U just had a blip!!
