Hey Steven,
Good to see that you’re really committed to quiting forever this time. I know the savings and winnings you lost will still haunt you for now but use those experiences as a motivator to never go back to that place again. Gambling is not a life worth living.
Having your debts cleared will help you mentally a lot because the pressure of loans and struggling to repay them is a massive trigger and cause of relapse for recovering gamblers. Having a house is still a big thing and just another reminder that rock bottom can go a lot deeper and harder to dig out of if you don’t stop now. I also have a mortgage over my house and during the peak of my addiction I even considering taking more out on it to fund my addiction (the application was declined thankfully).
Stay strong.