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I agree

#33222
Steven187
Participant

With the slips/relapses theory. These are down to the individual tho. The severity in financial terms will vary from person to person.
Each persons recovery/journey is different, as are the circumstances that brought us all here.
There’s some good advice on these forums, but I think it’s worth noting that everyone is different. What works for one person, may not work for the next.