Hi zdravko, well done on looking for help.
You are not alone with this problem. Read the other stories here and you will see a lot that you will relate to. You will also
see the success stories – what are they doing that you can apply to your own situation?
Be careful of those “Def done with gambling….” thoughts. Most of us have had those thoughts but money becomes availabel again and the urges return. Using support here and elsewhere will help.
Which country are you in? There are a lot of financial options around these days, from bankruptcy through to repayment plans, with a lot in between.
Let us know what country you are in and we might be able to point you in the direction of some proper financial advice.
Keep posting.