HI Steev,
Thank you for writing about your finances – it is really helpful when someone explains how they got out of debt. I’m afraid I found the experts pretty useless – I tried STEPCHANGE and they appear to use a computer programme to decide what advice to give rather than treat each person as an individual.
How are your travels going? I am away on a wee holiday myself right now – and making progress with staying gamble free.
Ps i think you have made the right decision- being debt free must feel so good and remember you can end the travels any time you choose to. Its good sometimes to just “live”.
Chat soon!