Hi Micky, I just read through the last week or so of your thread, well done on not gambling.
One thing I spotted that you might want to consider….
“My budget is so very tight at the moment and will be for the next 8 months….”
Is there anyway you can rearrange that? It’s important that we see the benefits of not gambling. Taking say 10 months instead of 8 to pay things off would allow you to see more of those benefits. Apart from anything else 8 months living like a hermit would likely seem longer than 10 months with a little non gambling fun money.
Just a thought, keep posting.