Hi Jenny
I don’t think he will consider coming round when you are out as a risk, simply because he isn’t that logical or reasonable and a ‘risk’ is a ‘gamble’ after all. If it was me I would change the locks. I know it is additional cost but the peace of mind it would give should make it worthwhile. I think you are right not to trust your ex and trying to discuss the matter with him will almost certainly end badly. I am not sure about the legalities for you but for me the peace of mind would be more important.
I am wondering if you can get the answers you want regarding loans from the CAB if you are in the UK – I cannot tell you what to do as I don’t know the answers and would be guessing just as you are doing. I do agree with you about giving the address of your ex to the companies he owes money to – the debts are not your responsibility and getting heavy letters demanding money on your doorstep is very distressing.
I am so sorry you have felt down today – the group was lively and it probably got your brain working overtime – you are in a rotten situation at the moment. The F&F recovery is tough and goes up and down but given time I have no doubt you will come through this bad experience and turn it into something good for you and your children.
I have to dash Jenny but I just wanted to put a few words together for you to let you know that I am thinking about you.
V
