Hi FishFace.
When you have a look at those finances then be honest with yourself. If thigns are manageable then great, if not then get some proper advice. You are in the UK so you can get free expert advice at either the Citizens Advice Bureau or at Stepchange. Lots of options around these days and they will help you get to a manageable place.
Well done on opening up to your friends. ber a little careful with the drinking, just carry the moeny for what you plan on drinking – alcohol can weaken anyone’s gambling defences.