Hi Billy Bob,
I don’t think I can go without a smart phone. A lot of the work that I do is dependent on it, and I would say I am on it just as much as my regular PC. Not sure if this is an option.
In regards to the lottery, I do not play everyday, but I do see that even though it is not hurting me financially, it probably isn’t helping. It’s hard, we have a group pool at work, and I probably spend $2-$5 a week for that pool. We don’t go crazy, usually buy a couple tickets a week. We’re a pretty small office of 6 people, so it is a little hard to avoid. That being said, I am willing to do anything to prevent myself from emptying my bank account through these stupid online garbage sites. The worst part about all this is that my information has to be on at least 30 sites by now (including Social Security number), and that’s a little scary when I think about it.
–Nick