Hi DE,
When it comes to those debts forget the big daunting total. Work out a manageable and sustainable weekly/monthly amount and then just focus on that. By sustainable I mean not living like a hermit. Does it leave you enough to live on? Enough for the odd meal out, weekend away etc? Non gambling fun stuff? If so then great, just focus on those weekly/monthly repayments. If not then maybe look at taking another couple of months to pay things off so you do start to see those no gambling benefits. Keep posting.
