Hi Kathryn
I hope 2015 is an awesome one.. so happy you are going into this year with hope.. things are turning round for you by the sounds of it and it is wonderful that you are loving your work.
So happy that you got yourself turned around so quickly… that is a miracle to me. I know if it were me i would still be out there, well done.. you have done amazingly well on this journey and your debt is almost all done.. wow. You have come so far, one little blip in all those years is pretty amazing K.. all the best to you and your family
P