I’m with you dark energy. I had a great day today until my daughter came home upset that her phone had been cut off. Mine too, only I hadnt noticed. I owed them, of course, and they unexpectedly cut my phone off until i paid the balance
Luckily for me I had one credit card that I could still use and that had to cover. I am on the way to recovery and it feels that all the good feelings get very quickly overshadowed by the damage I’ve already done. I’m on a bunch of payment plans with utilities and such to get myself back in the clear but it will be at least one more long, lean month before I am caught up. I have financial plans for after that and if I dont screw up again it could be a bit easier in the coming months. I just worry about any unexpected disaster that would put me in a tailspin so I’m always on guard. I know that a lot of people live this way and AREN’T in it because of gambling and I appreciate those people more every day. It is incredibly humbling and life altering to be living paycheck to paycheck and I know I’m starting to develop new life skills even at my age. I have always been financially responsible and independent and am reeling from all of my bad decisions in the past few years. I wish it could all be over and back to the way it was before faster than it is actually happening. I feel your anguish but, as they say, we didnt get into this trouble in one month and we wont get ourselves out that quickly either. I’m just hoping that this too will build character as I hope that there will be a positive to all this effort.