Hi. My situation was quite similar to yours. In June this year I was running up debts with various different people and companies. It was at the stage where I was due out about £8k and my salary was tied up for the next 6 months. I reached out to my father who agreed to clear my debt on the understanding that I would repay him a smaller amount over a longer period of time. As soon as he cleared my debt I started borrowing again and I was unable to make payments to him. This went on for a couple of months. I’m 70 days gamble free at the moment. I transfer my entire salary to my father each month now and he sends me money back when I need it, not just for essentials but for other things too. As long as my debt level is reducing.
I’m about 3 months away from being debt free. Sounds like the brother you live with could look after your money in this way. Without money, you can’t gamble so as long as you are completely transparent with the money you have access to it will really help. As far as gambling urges go…..I still have them but not as frequently or intensive as I did a couple of months ago. Only now am I beginning to try doing different things with my free time and expendable cash. Give up access to money and allow yourself some significant time for your head to clear and it should help. Take care!
