Who do I talk to

Thank you for your help Charlster.

It pains me to know that anyone has been in this position before. I cannot stop thinking about how I was given my chance to get out when I won all my losses back and I didn’t even take it.

I cannot speak to the landlord. Typical London landlord will not like any excuses not to pay. The only person I have to talk to is my mum but I think I would rather take out a loan and deal with my problems myself. She would be so upset, she values her money and has saved religiously for my and my brother to lead happy lives. I couldn’t tell her that I had blew it all.

I am lost for words, I told one of my friends but they just tell me what I already know. That I’m an idiot.

A broke idiot now.