A line from your post struck me Angie. “It will take a couple of years to clear the debts”.
I went back to work after a 19 year career break ( not an easy move. I was 52!). IF I had followed the advice I was given then I would have been debt free in a couple of years. Suffice to say I did it “my way”. It back fired big time. Fast forward and I find myself years later having taken early retirement on ill health grounds and in very deep *hit.
The ONLY thing I can do now is STOP GAMBLING.
The irony of it all makes me laugh but it’s not a happy laugh….
Stop NOW, Angie when you have the chance. If I had put as much effort into not gambling as I did into gambling I would not only be debt free but I can say honestly that my health would be a hell of a lot better than it is. Gambling betrays us when we betray ourselves.
Why are you self destructing?