“If I were to be laid off tomorrow or next month , I would have a rough road ahead!”
These words that you wrote, hit me hard!
I am also a CG. I went back to work in 2004 after a long career break during which I reared my family. They grew up and I started gambling when my youngest was about ten or twelve years old .
Fast forward ten years…I had accumulated debt which I intended paying off by taking up my career again. I was blessed to walk back into a permanent job. I earned good money . We were experiencing a thriving boom in Ireland. The “Celtic Tiger” was bestowing loans on anyone working in a well paid job! I was on a roll! Not only could I “enjoy” spending my salary (the debt could wait) but I now had great “borrowing power”.
Long story short, The Celtic Tiger began to eat her cubs. I lost 4 years salary. Along with all I borrowed. The Recession had hit Ireland. “NO MORE LOANS” was the new motto for the banks. Public servants were “raped and plundered” by the Government to redeem what our Clever Bankers had gambled (yes, gambled) and by then I was in the deepest sh %* I could ever imagine. Half of my salary went on new taxes, levies, universal charges etc , a huge % went on debt repayment (it will take 4 MORE years)and to top it all off, my health became affected……
Moral of the story?
CIRCUMSTANCES CAN CHANGE!
Grab this chance at recovery, WC while you are in a strong position!
I’m sorry now that I dilly dallied for so long!
Al we have is NOW
Today!
Today, I did not gamble!
Who knows what tomorrow will bring!
Welcome to GT!