Thanks Jen3Jen and Vera..

Thanks Jen3Jen and Vera,

And a happy belated New Year to you also as well,

I will give my credit card provider a call and explain to them my current situation and see if I can get a final settlement figure as nothing lost if they say no..

I just need to get to the end of April and I will see another pay rise and also be another 3 / 4 months into my recovery,

Appreciate the feedback and responses and wish everybody well and the strength to keep pushing in the right direction.

I watched the film the Gambler last night and although it did not live up to my expectations some scenes struck home.