Hi again C993,
It sounds like it’s time to take control of things yourself then. Much better for your recovery than a bail out anyway.
If you are unable to come to arrangements with your creditors yourself there is lots of help available these days. Lots of options from some sort of repayment plan right through to bankruptcy, with of course lots in between.
If you can connect to the helpline when it is open then one of my colleagues will be able to give you links to places where you can get advice as to the best option for you, free advice. Alternatively click on the Resources Link at the top of this page and take a look yourself.
Of course though whatever arrangements you make regarding the finances won’t be of any long term benefit unless you find a way to stop gambling.
When you did speak to your sister what did you tell her you were going to do differently this time? Did you check out where your local GA meetign was or any of the other options I suggested in my previous post?