Iwon, paydays and the habit of gambling when we have money is hard to break. The only way I know of is with enough road blocks that we can’t gamble. Now, with direct deposit and having my bills ready to go out a few days early, when payday finally gets here I don’t even have to think about it. I had so many ‘weekends after payday’ where I spent too much time and money at the casino that I might as well be working for under minimum wage. Now I pay an extra $150 on the mortgage payment and transfer a few hundred to savings. The money that used to be wasted for gambling is being spent on a guaranteed pay-out. It was tough learning to get by without a debit card but it was well worth it! I use a credit card (no pin so no ATM choice) and pay it online a couple of ***** a month so I can get groceries and gas anytime. This payday gambling is a lesson to protect yourself ahead of time for next payday. It’s tough but you can do it!