Wanted to bump this up. Hope everyone had a great three day weekend! I have stayed away from gambling altogether which I knew I could, but still having issues with thinking about the debt that needs to be paid. Anyone have a recommendation on consolidating debt without credit ruin (even temporary ruin)? I’ve looked at peer to peer lending platforms (seems interesting) and may go for it, but my DTI is high at this point, and I worry if I can’t consolidate to one payment (even some of the debt), then I may turn to gambling again to pay this off (even though I keep telling myself I won’t win). Any suggestions from someone that has been or is in the same situation?