It’s not working that well with this forum.
To continue – I created more debt but it was still,well within my means and I took a timeout on all the gambling sites. It was fine.
Then my timeouts expired in October and since then I’ve just been spending more and more. I opened another credit card to transfer some balances and pay off with a better interest rate but have built them up again. I topped up my loans so now I have two and tonight I’ve just spent all the money I had left that should have covered my loan payments due on Monday
I just kept trying to win and pay things off ad it just got worse and worse.
I now have just over £30k in debt across all my loans and credit cards and I will owe paypal 1k as I used it to deposit then cancelled the DD on my bank account so the payments don’t go out.
It’s a mess. My husband has no idea and I am so ashamed. I want to be debt free and enjoy these years now I’m earning a decent salary but I’ve totally fecked it all up. I may be able to cover the minimum payments for everything but there will be nothing spare and I will never get ahead enough to pay it off.