[micky]

I have a timeline and better late than never, i am feeling good about myself at the moment making plans for when i am a totally gamble debt free, whilst budgeting is very difficult and very hard with very little spare cash ( most of mine is going on my debts so i can pay them off quicker ) the budget will continue when i am free of my gambling debts. ( i say gambling debts because i have also got a mortgage which in itself is a debt ) . The reason i am saying better late than never is because i am 51 years old 52 in march and my official retirement age is 60 , which means i need to have paid my mortgage off before then in order to have a roof over my head come the day i retire. So i am going to re-do my mortgage when my debts are paid so it is paid off before i retire. All pie in the sky i know but “better late than never” .
Three things that i am grateful for today:
1. being able to make plans.
2. being healthy.
3. being of sound mind.

[micky]

Hi Mav great to hear you are doing so well , my treatment with the NPGC should be starting at the end of september they are very busy hence the long wait for me, sounds like something out of a film living in your car so you can achieve your goal of paying off your debts and getting your life back on track , well done you at least we are trying and not giving up because once you do that you lose everything . M.

[micky]

Walk away from your impulse and think it through , talk it through inside your head and talk yourself out of it, lastly baulk at it don’t accept it don’t go with it recoil from it . Easier said than done but practice it until it becomes second nature.

[micky]

Sacrifices and budgets are so hard to keep up when the compulsion to gamble is over whelming i’m working on another strategy to overcome my impulses to gamble and will write more about this tomorrow.

[micky]

Still waiting for my cbt to start through npgc , ah well self help it is then nothing changes there, will power and positivity it is. Talking about suicide today and some of the people who i have known took that way out , desperate people take desperate chances and then when there minds are in turmoil only see one way out. Just was thinking no way i am giving my life up because of a few thousand pounds of debt, i haven’t committed crime of the century. “keep right on till the end of the road” Hope this helps anyone who feels desperate , phone the samaritans they will listen i have in the past . 🙂

[micky]

For anyone new to the forum, read peoples journals we are all in the same boat here and use the helpline when available and also the groups too . But most important of all never give up giving up setbacks and relapses are all part of recovery from this horrific illness.

[micky]

There is so very little help out there for compulsive gamblers , gamcare funded by the bookmakers is only as good as the people who work for them and they are usually not very good, i have had to travel down to London for an appointment with the NPGC all the way from cumbria and after my assessment ( about one hour ) to be told there is a further 2 months waiting list for my therapy to begin and then when i phoned them yesterday to be told another month . If your an alcoholic or drug addicted the NHS throw help at you it’s so frustrating . 🙁

[micky]

A plan and very hard work it is to say the least. But the rewards will be massive I.E. no debt by the end of the year and then a new budget begins where i will save money . 🙂

[micky]

Fair point but i’m not doing that anymore so no big win for me ever. I’m sick of losing and my debt will be clear by the end of the year thats a bigger target and win for me.

[micky]

There are people in all walks of life who do nothing but moan and it’s all doom and gloom imagine if they were in the grip of gambling addiction ????????????

[micky]

Nice E-mail today off my DMP saying once my debts are repaid they will help me with my new budget after that which will enable me to stay debt free ,something worth looking forward to , only 4 more months left to go 🙂 I’m still waiting for my follow up appointment with the NPGC. But as they say good things come to them who wait. 🙂 In the mean time it’s budget and stick to the things that work and i know how to do it , concentration, motivation, patience , most of all though keeping focused on the reasons why i’m doing it .

[micky]

The budgets in place now all you have to do is stick to it and the rest will be easy 🙂

[micky]

Life has no remote control, you have to change it yourself and go for it .

[micky]

To anyone with debts they think they cannot manage i suggest trying STEPCHANGE , they will give you free advice and guide you and they are free .

[micky]

A great thing to do , i couldn’t have put it any better Monique 🙂 It’s like a photograph , it catches the moment where as a video does not. 🙂

[Author]

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