[lizbeth4]

I haven’t gambled! Tomorrow is my yearly physical. I look at the things I am grateful for: good health, healthy children and Grandchildren, good friends, a roof over my head. No more self sabotaging! I want the rest of my life to be the best of my life!

[lizbeth4]

The afternoon was spent at the park. I’ve decided to not stress over my income shortage. I’ve given it over to my higher power although I have some plans to put into action. I haven’t been thinking of gambling either. I think because I’ve put my mind to rest and I refuse to keep worring!

[lizbeth4]

Thanks for your post on my thread. I’m a big Dave Ramsey fan. Keep going! Think about the consquences of gambling. It helps me to not get complacent.

[lizbeth4]

Velvet, great advice. I need to break down things. Sometimes it’s hard when trying to look at the whole PICTURE! Emma, I love Dave Ramsey and I’ve read many of his books. I’ve applied his techniques to help pay down my debts. I totally agree on his emergency fund advice. That is my goal once I’ve been through this financial bump in February.

[lizbeth4]

I’m still gamble free! Honestly, it’s been a hard couple of weeks! But so far, so good!!!
I’ve realized one thing, I need to start building a savings account once I get through to the end of February! I need to change the way that I think about money. I still don’t value it.
I’ve made a big dent in my debts and I need to keep doing that! I will achieve my goal of being debt free at the end of 2020!
Bills can be juggled and I can go into budget mode to get through this but I need to change my thoughts on the whole PICTURE.

[lizbeth4]

I received a call from SS. My benifits will be the full amount. No cuts! My pension will be $800 less starting in December and my SS check won’t start till the middle of Febuary. I will have to adjust, budget for 2 1/2 months. My Daughter has asked for longer runs so she can pay me the full amount that we had agreed upon monthly.
Through this, I haven’t gambled. I’ve been able to ride out the urges. Nothing good will happen if I gamble.
This is just another bump in the rode. I’ve been through worse.

[lizbeth4]

My Daughter left yesterday to return to work. I accomplished my purging of the storage shed.
I’m on pins and needles this morning about my financial future. It is what it is! Right? I’ve never been smart or good with money. That’s one of my biggest downfalls. I’ve been overly generous also even when I couldn’t afford to be. Really, really, need to work on my financial smarts!
I haven’t thought of gambling the last few days. Yeah!
I’m a over thinker and I tend to think the worse of situations. Hopefully, the outcome today won’t be as bad as I’m imagining.

[lizbeth4]

I wrote a long post and lost it! Ugh. My Daughter and her Boyfriend are here. My Granddaughter likes him. I’m so happy.
We are still battling colds. UGH!!
I will know more about my financial mess on Tuesday via a phone interview with SS! I’m not sure how this is going to affect my pension or my survivors pension. All I know is that my income will be reduced by nearly $900 starting in December. I can tighten my belt and my Daughter is going to send the original amount agreed upon monthly. This should get me through the interim until this is all sorted.
I haven’t gambled. I can’t make matters worse.
I have no savings as I have been spending on house projects, ect… That too will need to change!
Finishing my hot tea then I’m cleaning the storage room. Time to donate. Maybe I will find a few items to sell.

[lizbeth4]

Like Steev said, if at all possible try to find balance . Something that I’m working on right now! You’ve been through so much. I know you will get through this also. Wishing you the peace that you deserve.

[lizbeth4]

Although I’m still experiencing gambling thoughts, I’m not going to act upon them! I’m still working out a plan in my head. I’ve been in tighter spots and made it through. This is just a temporary situation. Again, I’ve ended up in a spot where I’m not prepared. Seems to be a pattern and is something that I need to address!!
Coincidently, my old boss at the bank cleaning job, text me yesterday morning , offering me my old job back. I thought about it for awhile and had to turn it down. Although it would have relieved my financial mess , there’s no way that I can work 6 nights a week while tending after my Granddaughter. I will also be on SS soon and I can only make a certain amount of money per year. I had to contend with the snow last winter and that became a hassle also while getting to and from work. I don’t have my 4 wheel drive as my Daughter is still car less.
My Daughter should be here today. She and I need to have a talj as she isn’t progressing with her plans. It’s easy to get stuck.
So, NO, I’M NOT GOING TO GAMBLE! I KNOW IT WILL ONLY MAKE MATTERS WORSE! I’M HANGING ON!

[lizbeth4]

Without going into detail, my income will be affected for 2 months. I obviously didn’t read or remember this detail when I retired some time ago. I will have to try and work with some creditors during this intrium. I have a few items that I can sell. It will help a little.
I’m not in a good place right now as both my Granddaughter and I have been sick with colds and confined to home. This too shall pass.
Gambling thoughts are still swirling but I’m not acting upon them. I cant!!

[lizbeth4]

Feeling low! Gambling thoughts are running through my head. I’ve encountered a MAJOR financial setback which will impact me during the months of December and January. That’s what happens when you don’t read contracts thoroughly.
There’s no out for this situation!! I do know that gambling will only make things worse. But isn’t it ironic how the addicted brain returns to what has caused us so much pain?? I should be a pro by now on how to juggle my bills when needed but there’s no juggling as I’ve committed to my debts. Thinking, thinking!

[lizbeth4]

I’m still gamble free! No gambling thoughts or urges since my last post! This week was busy. My Granddaughter’s first dental visit, no cavities! A visit to the pumpkin patch and mak ing Halloween cookies!
My Daughter and her boyfriend are coming next weekend. A few days of rest.
I have no magic bullet but I want to say, don’t give up on yourself. Keep fighting! Life is better without gambling!!

[lizbeth4]

I hope you find a way to lessen the burden of your debts! That carries so much stress which isn’t good for your health. You do have a lot of positives in your life! You’ve came so far, don’t let this weigh you down.

[lizbeth4]

Today was a long day! I had a few thoughts of gambling! Sitting in the casino, relaxing. Then I came back to reality!!! It’s not relaxing when you’re chasing the win and stressing about money!!!!
Not every day is going to go the way that I think it should. You have to take the good with the bad and learn how to deal with it!!
I’m blessed in so many ways. I never want to lose sight of that.

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