[lizbeth4]

Hi Monica, I think that setting goals for oneself is the way we grow! I had a anxiety attack last night over the money mistake but refuse to today. Im going to focus on my blessings instead. I love Easter. To me it’s the sign of spring. That was so kind and giving to help your Sister. You are a caring person. Have a good day!

[lizbeth4]

The company apologized for the mistake. Now I have to fax a copy of my bank statement, which means I have to go to the bank. They will review it and refund my money. They have no sense of urgency, ect. Can give me no time frame. They don’t care that this effects my other bills, like a domino effect. I’m basically screwed!!! I’m upset and I had a anxiety attack last night. I have no options. I feel a little defeated today. Must get in a better mood as I’m going to the Dr’s this afternoon with my Daughter and Granddaughter for her 1 year appointment and shots.

[lizbeth4]

Monica, I’m $26,000 in debt that includes my car, it doesn’t include the mortgage on the city house. I owed a lot more but have paid it down. I have a mortgage on the house my oldest Daughter and Grandson live in but she pays me every month and then I make the payment. Money!!! My day started off good. My Daughter and Granddaughter came home. We had lunch together. I sold a piece of costume jewelry for $20. My Daughter was broke so I gave it to her. I checked my bank account and the debt consolidation company took out my monthly payment twice which overdrew my account. I called and tried to get it corrected but the lady in charge wasn’t there. Big mess! They acted so nonchalant about It! Someone will call me tomorrow. Yeah, I will be calling back if I don’t hear from someone in the morning. Luckily, I had some cash on me and was able to purchase the food for Easter dinner. I helped my Daughter bathe my Granddaughter and get her ready for bed and it helped me to get in a better mood. I had no gambling thoughts and no money!!!

[lizbeth4]

Sara, Your post has given me a new perspective on my debt. I am doing everything I can to repay my debt. Even though it’s hard and sometimes challenging, I’m doing my best! That’s all I can do. I feel like I need to clear my debts as I made them and bankruptcy isn’t for me. I will have inner peace when I do. But right now, I need to remember that I’m doing my best! Thank you!

[lizbeth4]

Another restless night! I need to come to peace with my situation. Today is my Granddaughter’s 1st Birthday (although her party is on Saturday). I’m so thankful to have her in my life. Not having cable and internet sucks. Although I am cutting out the cable and just streaming video. I won’t have any services till May because of my misunderstanding about the upfront payment. But it will save me money monthly. In May, 1 of my high interest loans will be paid off, so more money will be freed up. Today, I’m going to concentrate on the positives in my life. The people i love. My good health. I have a lot of positive for sure and I don’t take them for granted. I haven’t been thinking of gambling the last few days which is good as I seem to when I am stressed. I’m figuring that within 3 years if I keep gamble free and stay on my course, I will be debt free. I will be 63 (Wow) but I will still have some years left in me to enjoy it. My motto, seize the day!

[lizbeth4]

Hi Daniel, I don’t know much about trading either. Gambling comes in many forms. For myself it has been slot machines. Although I’ve betted on the greyhounds and horses. I agree that it is for the thrill of the win but at some point even the win wasn’t enough. I think it involves working on one’s self. I’ve had some gamble free time here and there and have managed to have slips in between. I have been fortunate to still have my home. I am paying off a lot of credit card debt. But I’m not giving up! One day at a time. You can do it Daniel!

[lizbeth4]

I didn’t get much accomplished today. I’m really unhappy with myself for my financial mess. I know that I can dig out but I will have challenges, like this creditor. I will have to pay them before the judgement is handed down. I think I will be able to but that means other things will have to wait. Baby steps, right? It’s mentally exhausting thinking about this. I got myself in this mess, now I have to get myself out of it. Maybe not having internet and cable is giving me more time to think. Lol! Going to bed early tonight.

[lizbeth4]

Hi Monicau, It seems like every time I make a call I’m pur on hold, told by the computerized system to push a certain number and have to wait and wait! Then when you finally talk to someone, they are rude or can’t tell you the info you need. So you’re transferred and wait again. So aggravating! I know the perfect part time job is out there for you and closer to home!!!! Oh, I ate a whole bag of chocolate chip cookies today. Lol! That’s why I don’t have sweets in the house. Have a good rest of your day.

[lizbeth4]

Hi Maverick, Bringing you up to the top of the page again. Worried about You! Can you please post when you are able to? Hope to hear from you soon.

[lizbeth4]

Didn’t sleep well. I’m a worrier but you can only do with what you have. So now I’m letting go of my worries and giving it to God. I’m meeting up with a young woman this morning to give her 2 bags of baby clothes that my Granddaughter has outgrown. It makes me feel good to do little things like that. My Daughter and Granddaughter have been in the city for 4 days and are coming back soon. I miss them! Later today I’m cleaning and reorganizing my kitchen cabinets and drawers. I don’t know why but my head is in a haze today. I’m in blah mood. No gambling thoughts or urges though. That’s a good thing!

[lizbeth4]

I spent the night with my Mother as she wasn’t feeling well. Today she is much better. We had lunch togeth and talked for awhile. It was the first time in a long time that I felt like our telationship was real. If that makes sense. I’m home now. No gambling thoughts. I am upset the 1 creditor that isn’t on my debt consolidation, because they refused to accept is being a pain. I can’t make my payment this month so they are threatening a judgement against me for $600. I’ve read the laws in my state. I have 30 days to respond once I am served and another 45 days before it goes to court. Then they can garnish me. I’m hoping my state tax refund is here by that time. I’ve paid over $900 towards the debt already. So ruthless! I’m not borrowing anymore money and I can’t juggle any bills to pay them. It is what it is. This is what happens when you gamble with bill money. I’ll face the consequences. Another reason to not gamble!

[lizbeth4]

Thanks Geordie for your post as it means a lot to me. We’ve been through a lot. I will never forget your encouragement and support. I feel like this time is the time that I succeed at staying gamble free. Geordie, take care and you are missed!

[lizbeth4]

It’s still very new and very quiet. Now I realize that my TV was on all the time! Now I’m going to clean the house as I will be busy babysitting this week. Someone was interested in something I was selling. Mind you, it was brand new and I priced it on the low side. She wanted to give me hardly nothing for it. I said no. I’d rather keep it. Very frustrating. Maybe that is why she was driving a pricy car. Lol!!!

[lizbeth4]

So, I’m not completely digital free. I can text and go on sites with my phone. At least I’m not completely shut off from the world!

[lizbeth4]

Monica, You are such a kind and giving person. Your Sister’s situation is horrible! It’s all about the money. So shameful that people are homeless and hungry everywhere in this world. Then there are governments and people who are money hungry and care about no one. It’s a scary world!!! I guess that any kindness we can bestow towards someone is going to make a difference.

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