I am also going through the same problem. Luckily for me I do not owe anyone just myself. I am 27 now and was introduced to sports betting when I was in my first year in the university. I have spent a lot of money on sports betting and usually tend to virtual betting for quick money in order to cover the money I have lost in fixed odds betting but rather find myself hit rock bottom. I will promise myself and friends never to bet again but in a week or two I will find myself in that same situation. What happens is that I will bet with small amount like $3.00 and when I lose, I then increase my stake to cover my loses by the time I realise I am into in like $50.00 or more until my bank account gets to zero. but this time around man has to be discipline because no one can do this for us. I have promise myself never to do betting again in my life because the house always wins.