[ivan1243]

Slipped again, didnt last long till I again started. Reason probably is I found out I will be moved to work 500km from home after I finnish and I dont have any idea how will I organise my life. Where will I sleep and so on, basics. I just xant believe Im in this situation. Finnishing my schooling, when I should be happy and proud I am broken and broke. Starting to loose hope…

[ivan1243]

Just find out they will cut our salaries for 20%. I choose the very best time to be stupid.

[ivan1243]

Right now I am in base, and will be for next 2 months so thats why food isnt problem. Problwm will be in next months when I will not be, and I will have to use my car every day, rent and so on.

[ivan1243]

Its not the problem about food and so on, its about paying the bills. About creditors and avoiding freezing my account and so on. If I started this few months back it would be possible, now I dont know how. Just too many bills to pay and no one wont cooperate. 

[ivan1243]

No, I cant do that, long story. I am thinking outside the box…

About family, friends and so on, thats also not possible

[ivan1243]

Its Ivan. Not so good, I mean terrible, its seems its gonna be scenario I thought it would be.

[ivan1243]

Yes the law here is very stupid. People were loosing their homes because of 100 euros.
Some of the creditors are some short term loans who do bussines like a loan sharks, but here all inside the law. I knew that all when I was doing that, but cant explain what was in my head… About writing it all down I did that, but the problem is that I need to return almost 2000 euros now, in few weeks, and the reat will comw very shortly. Its really stupid situation, will try to do something more but really dont see any way out.
About agencies, I have been doing with them already and last time they barely did it, banks dont like to do bussines with gamblers…

[ivan1243]

Not so good. I contacted all my creditors explained them situation, and not a single one offer some solution. Its a different situation here they can right away freeze your account and with that they solve their problem, ar least they think.. I dont know, really dont see any way out of this

[ivan1243]

Thanks all for support. Again great news, just got the call from 2 creditors about forced collection (dont know what is the name for this in english) and that means it will block my bank account and I will not have access for cash, and next step is my car… Really dont know how to get out of this situation, how could I be so stupid.

[ivan1243]

Ok, yes it really is a selfish thing to do I agree.
About creditors they are not all banks so that will be impossible. Yes I agree that I have to take responsibility for my actions. About undelying problems I know what they are, but probably will need counsellor in future, but now it is not possible.
Anyway, thanks for help.

[ivan1243]

Yes I agree on everything you said, I should have done it much earlyer. But I didnt…
About reaching out to bank and creditors I have already tried it, with no success, thing is I am late with some payments and I loaned money where I shouldnt so Im neck deep in problems.
This few months are key for me because if I dont solve this I will lose my job and the I am in 10x bigger problem. In july I will finally start living with my girlfriend and I am sure this will be big move forward in this whole situation + I will have almost twice as big salary as now. I know this is 2 edge knife, but I have been living like a rat for more than a six months now so I really think I came to the point where there is no turning back to gambling. I have come here also so thats a big step, my coworkers also know I have the problem, just they dont know how big it is, only my girlfriend so I know a little about the shame thing…
I am really ashamed to ask for anything here, but situation is like that that this is really my last straw, this means that I can have more less a normal life with a lot of giving up of some things and a different situation where I lose my job, had to move out of country because there is no way I can return that depth with normal job in Croatia, expecialy after corona and this will impact my brother on a way I dont even want to think about. Once again I cant believe I am writing this, and asking for money here but that is really my last straw. Once again I know the danger of that, it is stupid to say I learned my lesson expecially from me who lied to many people in my recent past but I really have faith in me and in my plan.
As I said, I am willing to give my personal informations and everything anyone is asking.
There is probably quite some people here who have been in this situation so please think about it. It is really stupid thing to write but you can save someones life.

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