I have a gambling problem and has grew into deep financial problems. There is a couple of things I have done such as getting payday loans and maxing out credit cards to go play at casino or gamble online. This is the 2nd time I have done this and lied about it to my wife. She isn’t happy with me at the moment but who can blame her. The trust is broken. I have to ask what people have done to help themselves get back on track financially. I am in a debt settlement program that I’m not sure if that’s the way to go or not. I can’t get a regular loan because of credit issues. I can get payday loans for 1000 dollars or so but I cant do anymore of those. So I am not sure what to do and I’m in the whole in my bank account. So if anyone has any suggestions please fill free to comment. Thank you.